WestCare Health System www.westcare.org
Benefits Package for Full Time Employees PDF Print E-mail

Benefits for Full Time Positions


Paid Time Off:
Vacation, sick & holidays all inclusive. All full time employees are eligible. Accrue time from first day employed but unable to start using until after the 3 month initial adjustment period. Full time employee accrues 6.16 hours every 2 weeks during the 1st and 2nd years of service; 6.77 hours during the 3rd through 6th years; 7.70 hours the 7th through 9th years; 8.62 hours for 10th through 14th years; and 9.54 hours 15 years or more.

Health Insurance:
For all full time employees. Coverage and premiums (pre-taxed) begins the 1st day of the month following 90 days of employment. PPO Plan: WestCare on-site In Network coverage includes 85%, no deductible. Off-site In Network includes 80% with $350 individual yearly deductible ($1050 max). $20 co pay (no deductible) for In Network family doctor, $40 co pay (no deductible) for In Network specialist visit, Discount on WestCare hospital bill after insurance pays, if you have any type health insurance.Dependent children covered to age 19; 25 if full-time student.

Supplemental Insurance:
Provided by AFLAC. Eligible 1st day of the month following 90 days of employment. Supplemental life, cancer, accident, long-term care, personal recovery, ICU, etc policies. Some premiums are on a pre-tax basis and all are payroll deducted.

Dental Insurance:
For full time employees. Coverage and premiums (pre-tax) begin the first day of the month following 90 days of employment. $50 individual deductible, $150 family deductible for Type II, Type III and Type IV services. Plan pays 100% (no deductible!) of Usual, Customary & Reasonable (UCR) charges for Type I preventive services. Plan pays 80% of UCR for basic services. 50% of UCR for major services. Plan pays $1500 lifetime per eligible dependent child on orthodontic work (no more than 50%). Plan limit for all other services is additional $1500 per year per individual. 6 month waiting period for major services and orthodontic services.

Term Life Insurance:
Full time employees receive one times annual salary life and AD&D benefits by WestCare. Full time employees eligible to purchase up to 5 times annual salary for self and ½ amount chosen for self on spouse. Employee max coverage is $150,000 and spouse max coverage is half of what employee has but not more than $50,000. Full time employees may cover dependent children (up to age 19; 25 if full time student) for various increments employee purchases supplemental coverage for self. Coverage/premiums (after tax) begin first day of month following 90 days of employment. Premiums based on age and salary.

Long Term Disability:
For full time employees. Premiums paid by WestCare. Coverage begins first day of the month following 1 year of employment. Disability insurance pays 60% of base salary beginning the 7th month. 

(Optional) Short Term Disability:
For full time employees. Coverage/premiums (after tax deduction) begins first day fo the month following 6 months of employment. First 14 days sick, comes out of your PTO/Sick bank. Starting on the 15th day, pays
66 2/3% of base pay until medically released to come back to work, or the end of 6 months.

(Optional) Long Term Care:
Offered during annual open enrollment. Employee pays entire premium. Insurance for care received at home or in a facility, when someone needs assistance with activities of daily living or suffers severe cognitive impairment.

(Optional) Vision Plan:
Affordable and convenient eye care...Begins the first day of the month following 90 days employment. Receive annually one eye exam with a $20 copayment. Once every 12 months receive up to $200 towards cost of eyewear (contacts and glasses). No ID Card necessary. Must use participating provider's office.

(Optional) Spending Accounts:
For full time employees. May begin January 1 of each year. Tax sheltered (pre-tax). Dependent Day Care and Health Care spending accounts.

(Pension) Defined Contribution Plan:
Employee contribution/employer match 403(B) Pension Plan. Choice of 2 money managers. Employee may begin contributing immediately. WestCare begins graduated schedule match after 1 year employment and completion of 1,000 hours worked for full and part time employees. No match for PRN employees. Current match for employees with 1-4 years of service, get $1 for every $1 you save up to 2%; ...with 5-9 years of service, get $1 for every $1 you save up to 4%; ...with10-24 years of service, get $1 for every $1 you save up to 5%; and 25+ years of service, get $1 for every $1 you save up to 6%. No match for less than 1 year of service. WestCare match vested: 20% 1st year, 40% 2nd year, 60% 3rd year, 80% 4th year, and 100% 5th year forward. Employee contribution is 100% vested from first contribution forward.

Employee Assistance Program:
Begins immediately for all employees and dependents. Up to 5 counseling sessions at an EAP Network. Paid by WestCare.

Workers' Compensation:
Loss of income protection for all employees injured on the job; accidents/job related illnesses. First 7 days employee uses personal sick time, 8th day forward 66 2/3rd % of salary paid by Workers' Compensation insurance. If employee is out more than 21 days, the first 7 days will be reimbursed to employee by carrier.

U.S. Savings Bond Program:
Employee may immediately begin purchasing U.S. Savings Bonds through payroll deduction.

Bereavement Pay:
Three days paid by WestCare. Time off for death of a spouse, child, mother, father, step-child, step-mother, step-father, sister, brother, grandparents, parents-in-law, within 30 days of death.

Cafeteria Discount:
Meals provided to employees at discount and employee may charge via payroll deduction.

Parking:
Free parking.

Gift Shop:
Gift shop on Harris campus. May charge purchases via payroll deduction.

Jury Duty:
Immediate eligibility. WestCare will pay you your regular salary for scheduled time lost if called to serve jury duty.

Leaves of Absence:
Eligible after 6 months of employment for general LOA's; after 1 year employment and 1,250 hours worked for Family & Medical Leave Act of 1993 (FMLA). Immediate eligibility for military and workers' compensation leaves. For time off for medical, military, educational or personal needs.

Service Awards:
Quarterly service award luncheons and gift awarded for 5, 10, 15, 20, etc. years of employment.

Automatic Payroll Deposit:
Direct checking/savings deposits of payroll earnings at most local financial institutions. Waiting period is 1 pay period.

ABCD and On the Spot Recognition Programs:
Peer recognition and awards for ABCD (Above & Beyond the Call of Duty) and On the Spot Recognition programs. Two separate programs. Nominated by fellow employees.

Discounts:
Available to all employees and their families. Discounts to AAA, Verizon Wireless, Dollywood, Dixie Stampede, Carowinds, 6 Flags over Georgia, Great Smokies Pool & Health Spa, etc.